Travel travel insurance. Necessary compulsion for international travelers

Ling travel is an activity that every person should undertake at one time or another. it doesn't matter what the purpose of the trip is, or whether the trip is local or international. Many people are really looking forward to traveling to other parts of the world for a variety of reasons and purposes, including but not limited to business, tourism, vacations, pilgrimage, education and medical care.

The euphoria of traveling out of one domain usually comes with a lot of preparations, and more often than not, great resources are put in place to ensure that the journey actually takes place. and these include obtaining an international passport, medical tests (if needed), expensive visa processing fees, flight booking and hotel booking.

Many people will do anything and everything just to fulfill their international travel ambitions. And to be very honest here, international travel is really fun and I look forward to it. Trave travel, especially international travel, is a form of education for travelers as they have the opportunity to see new environments, meet new people and learn how things are going elsewhere.

International travel gives travelers many opportunities regardless of their original purpose of travel. These include business opportunities, educational opportunities, employment opportunities, and even marriage opportunities. But unfortunately, only these and many other travelers see these (desirable) opportunities. They seem to be unaware or less interested in the risks involved in international travel, so they do not take any steps to mitigate such risks.

During this time you may be tempted to ask a question: "What are the risks associated with international travel?" Very good question. Just read, as most of these risks are discussed in the following paragraphs.

The risks associated with international travel

As exciting, fun, enjoyable, profitable and educational as international travel is, they also come with their own disadvantages – risks like anything else in life. And fortunately for most travelers, most of these risks can be passed on to professional travel insurance providers through the purchase of travel insurance, also called "travel health insurance" or "travel medical insurance".

These risks of international travel are many and varied and include but are not limited to:

  • Sudden illness in the destination country requiring ambulance and / or hospitalization.
  • Accidental injury, temporary or permanent disability or death
  • Checked cargo loss
  • Loss of passports, drivers and valuables # 39. license, national identity card, etc.
  • Personal commitments abroad
  • Emergency dental cases
  • Kidnapping
  • Arrest by law enforcement agencies that require collateral and legal protection

Another question that can be asked in this node is: "Does the travel insurance policy cover all the above risks?" And the answer is a big YES, and much more.

Documents and benefits provided by major travel insurance policies

Below are most of the passwords and benefits of a travel insurance contract depending on the providers. So the next time you buy travel insurance policy, look at these coverage and benefits.

  • Medical expenses and hospitalization abroad
  • Emergency evacuation
  • Repatriation after treatment
  • Urgent dental care
  • Repatriation of a family member traveling with the insured
  • One family member's immediate trip
  • After the death of his close relatives, he hurriedly returns home
  • Return of deadly remains
  • Medical help
  • Legal Aid
  • Pre-departure services
  • International general assistance
  • Foreign information support on lost luggage and passports,
  • Delivery of medicines
  • Legal protection
  • Prepayment of mortgage bonds
  • Kidnapped by public transport
  • Loss of passports, driver's license, foreign national identity card
  • Compensation for loss of checked warehouse flight
  • Compensation for delaying luggage arrival
  • Departure late
  • Deployment and delivery of cargo and personal effects.
  • Accidental death
  • Permanent disability
  • Individual civil liability
  • Travel cancellation costs

The risks associated with Travel Travel Insurance policies are not covered

Speaking of the coverage and benefits of travel insurance, one should also take into account the risks that are not covered by most of this policy, as set out below:

  • Involvement in criminal activity or its fraudulent, grossly negligent or unreasonable conduct Provide for such actions, including in the state of disruption or in the cost of psychiatric treatment for which they are excluded:
  • Natural phenomena such as floods, earthquakes, landslides, volcanic eruptions, atypical cyclonic storms, falling objects from space and aeroliths and, in general, any extraordinary atmospheric, meteorological, seismic or geological;
  • Events arising from terrorism, mob or mob disorders;
  • Events or actions of the armed forces or security forces in peacetime;
  • Wars with or without a preliminary declaration, and any conflict or international interference by force or persecution or any form of military action.
  • Participation in bets, challenges or brawls, unless legally protected or required;
  • Pre-existing illness or injury
  • Participation in competitions, sports and preparatory or training tests.
  • Motorcycles or motorcycles, riding, mountaineering, baskets, boxing, wrestling in any of its modes, martial arts, parachute, hot air balloon, free fall, slip and, in general, any sport or recreational activity known to be dangerous;
  • Participation in competitions or tournaments organized by sports federations or similar organizations.
  • Dangerous and / or summer sports such as skiing and / or similar sports in winter.
  • Occupational accidents
  • Internationally and locally recognized epidemics.
  • Diseases or injuries caused by chronic illnesses or those that existed before policy began.
  • Death or injuries as a result of suicide or attempted suicide or as a result of suicide.
  • Health, injuries or pathological conditions caused by the consumption of alcohol, drugs, toxic substances, drugs or drugs without a prescription, as well as any mental illness or mental imbalance;
  • Illness or injury caused by pregnancy and childbirth or, consequently, any complication or voluntary termination of pregnancy;

Where to Buy Travel Insurance

Travel travel insurance can be purchased online – and there are travel insurance providers. You need to find the provider of your choice and fill out an online form or questionnaire and make your payment, and the policy is available to you right away for printing or sending your email. Email address:

You can also get travel insurance from a local insurance company or travel agency. Whatever method of purchase you choose, you can be sure that you will be fully protected from the gross insurance risks.

Using your travel insurance

After purchasing Travel Travel Insurance Policy, whether it is purchased yourself using the provider and the # 39 online online portal through a travel agency or local insurance company, you need to make sure you do not forget to take the document while you are traveling. This is so important as you may be required by the relevant authorities to prepare this document.

You should pay particular attention to your policy number (if possible copy the number elsewhere), as it will require service providers to identify you when you call them for help.

Another thing about a travel insurance policy or policy document that you need to consider is the help company and other phone numbers you need to call for help. These numbers are always clearly written in your travel insurance document, so keep that in mind.

You should try to read as much of the document as possible to understand the coverage, terms and conditions of the policy, and its exceptions. And it is very important that you be sincere in your policy and avoid any form of fraudulent activity.

Summary and conclusion

Are travel insurance policies there are other advantages that cannot be fully discussed here. But by reading some of the benefits discussed above, you will agree that travel insurance is really a must. So, next time you plan on international travel, make the acquisition of travel insurance a top priority. It is quite affordable and anyone can buy it. The peace of mind and the protection that will allow you to do so are immense.

7 good reasons why you should travel far and wide

Get world satellites or just browse online. Take a look at your state or state map and see how small your area is compared to the entire state. Now go to the map of your country and before your territory can disappear, your "big" state or province becomes a small part of the country. Continue on your continent map. This time you can't find your state or state, and your "big" country is becoming a small part of your continent. To finish, go to the world map and what do you notice? Your country may disappear, but your "big" continent is becoming a "fragmented" world.

This exercise shows that you are expanding your outlook more and more as you travel far and wide.

Recent events of the last century, and especially the explosion of the last decades, have made you aware of the diversity of the world. However, no matter how well you know about the world from your armchairs or armchairs, nothing beats those places for your first experience.

So in the next headlines we are going to see some reasons why you should travel a lot.

1. You not only get to know, but you also live in great places

The media (newspapers, radio, television, internet), people and books show and tell about great places. Only after traveling can you really "feel" the world like great places like Jaipur's Hawa Mahal in Rajasthan, India. Venice (Italy) with its gondoliers and crafts on many waterways. the sun pyramid in San Juan Teotia, not far from Mexico City (Mexico); Center Casablanca (Morocco), the main port with Place Lyautey in the foreground; In the dark. Cook, New Zealand & # 39; the highest peak and the Southern Alps, seen on the shores of Lake Matheton on the South Island; American Waterfalls in Niagara Falls, New York; and a typical mosque in the port of Spain (Trinidad and Tobago).

2. You get to know many different people and how they really are

Ling travel is a great way to expand your circle of friends and increase your perceptions of others.

My many trips have allowed me to have many close friends in many countries around the world. Our close relationship could not have been otherwise.

While living in Africa, I could hardly get in touch with white people (and I didn't even think about it) as we lived in different communities inherited from colonialism. For example, when I went to Germany, I made friends with whom I shared many favorite moments. This made my perception of white people as split or all racist.

Some time ago I was watching a television documentary by a French television crew traveling to Mali (Africa) to shoot illiterate mechanics, completely dismantling an old car and # 39 engine, restoring it and reassembling it. When the furious car disappeared at a fading distance, they concluded that the African was also capable of technological and technical achievements.

There are many such cases of breaking down barriers built on false perceptions and valuing people.

3. You need to feel more cultures and customs and be able to relate to different people better

I once visited a friend of mine in a rural area in northern Ghana. As a habit-seeker, he had to take me to all members of his extended family. I was surprised that they served us well in the first place. But even more surprising was that the other two were equally well received. We came back to his friend and his home frustrated by me and also overwhelmed and angry by me for not even giving me a hint of what to expect.

In fact, it is my friend's and Area 39's duty to provide the visitor with food and honor when the visitor is eating well. So I had the honor of the first house, and the second less. However, my inability to feed a third was viewed as my appreciation for their food and my decision to cut visits with my family members to shame my friend.

This habit exists to some extent in my area. Visit A ​​visiting visitor should be offered drinking water before asking the reason for their visit. But you do not have to drink this water unless you feel it. You just take a spoon or touch the container (cup, calabash, etc.) and your behavior will not be interpreted as a sinking. But saying no is tantamount to "offending" your host.

4. You are expanding your horizon

An American friend came to visit me in Togo, and I took him to the Region del Plateix, a popular tourist center in my country. This is also Togo's agricultural zone. We visited a farm where we could get just before harvest.

"This is a real pineapple." my friend asked, looking at the fruit in a strange way, that the farmer cut the plant and handed it to him.

"Why?" I asked for a surprise.

"It did not come from a big tree," he said with a sting.

I laughed my head off.

"For its size and weight, I thought the pineapple was growing on the trees," my friend explained.

The curious peasant also nodded his head as I explained his talk. He suggested to my friend to show the pineapple plants at different stages of development.

Likewise, you love sheep, but I think you will appreciate it more when you, for example, visit Australia's Sheep Herd region. The same is true of cotton clothing when you visit S Պo Paulo's cotton fields in Brazil; coffee when you see farmers drying coffee under the tropical sun of Colombia; Chocolate when you witness the peasants removing nuts from the pods (the first stage of chocolate processing) in the Cote cutlet nursery Cote d. Ivoire (West Africa); canned pineapple when you see pineapples on the way to canning in Puerto Rico and so on.

5. You feel a different environment

Germany was the first European country I visited. In the winter, my passion was to see snow, and especially the experience. One dark winter night, an excited friend who called me to say it was snowing. I jumped out of bed, hurried out, and with my arms outstretched I tried to catch flakes falling from the sky. The passing German couple walking their dog surprised me with smiles.

While I hate "malevolence", the dry hot wind that blows off the coast of sub-Saharan West Africa brings a lot of dust and makes the mornings and evenings cold and daytime pouring, a French expat friend calling exotic moss morning and evening shades.

6. You live a "wonderful" world history

You may feel scared by hearing (in person or radio) or seeing (in the newspaper, television or the internet) Egyptian pyramids, the Taj Mahal of India, ancient buildings (castles, temples, castles) Europe, museums, houses of West African (American) castles (history of slavery), monasteries, and large-scale tree sculptures of American Indians, but a visit to where they were found. a completely different experience.

7. You get a hospitable climate

People living in tropical climates often go abroad when the hot weather becomes a suffering, and it is no secret that people in temperate climates also rush to places where they can enjoy the sun and the warm sea.

There are many other reasons why people have to travel far and wide. But I think these 7 are enough to let you pack your luggage if you've never traveled or had to take your luggage again soon if you were one.

You have no money to travel.

Maybe you are not working yet (you are a student or you are out of work) or you are not earning money so that you cannot travel. Do not worry: You can make it from simple work-from-home opportunities that you can do in your spare time. These include data entry, querying, subsidiary registration, running MLM, network marketing, free entry, call center agent, and more.

Thinking about where to stay.

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